Canada’s Real Estate Market Is Shifting – What You Need To Know

May 7th, 2025

The Canadian real estate market is shifting and undergoing significant changes, and 2025 is shaping up to be a pivotal year. To help you stay ahead of the curve, Costas Kivelos explores the latest trends, forecasts, and strategies for both buyers and investors in his recent webinar. From the impact of US-Canada tariffs to Alberta’s booming market and emerging preconstruction opportunities in Toronto, Calgary and Edmon, Costas covers everything you need to know to invest in preconstruction condos in 2025.

Below is a sneak peek into the key takeaways from the webinar. But for all the in-depth details, watch the full session below:

Real Estate is Shifting: US-Canada Trade Relations

A major theme Costas discussed is the threat of tariffs in the evolving US – Canada trade relationship. With trade relations fluctuating, the price of construction materials could increase, which may drive up the cost of new developments across the country.

As tariffs remain a possibility, it’s essential to monitor how this could affect new builds and the overall affordability of housing in Canada.

Interest Rates: A Look at the Bank of Canada’s Policy from 1995 to 2024

Costas delves into the historical trends of the Bank of Canada’s key policy rate and how interest rates have evolved over the years. After years of rate hikes to curb inflation, Costas suggests that 2025 may bring rate cuts — a trend that could boost affordability and drive real estate market activity. Lower rates could make mortgages more affordable, creating a prime opportunity for buyers and investors to capitalize on market conditions.

Real Estate is Shifting: In the Greater Toronto-Hamilton Area (GTHA)

In 2024, the GTHA saw a 2.6% increase in home sales, reaching over 67,600 transactions. Additionally, new listings jumped by 16.4%, signaling a market with more options for buyers. Despite the uptick in sales and listings, home prices remain below historical peaks, suggesting that there could be further growth potential in 2025.

Costas predicts that as interest rates decline, the market will continue to improve, creating a favorable environment for both buyers and investors.

Preconstruction Condos to Watch in the GTHA

Costas flagged two must-watch preconstruction condo developments in the Greater Toronto Hamilton area:

  • Pickering City Centre: With pricing starting from the high $400s and exclusive buyer incentives, this is a once-in-a-generation opportunity in a rapidly growing region.
  • Artform in Mississauga: A final, limited release in one of the GTA’s fastest-growing markets. Ideal for investors looking to secure a unit in a high-demand area.

These developments, paired with future rate cuts and increased housing supply, set the stage for high return on investments for preconstruction condos in 2025.

Real Estate is Shifting: Alberta’s Preconstruction Condos

Alberta is emerging as a top destination for real estate investors, driven by affordability and economic diversification — especially in the tech sector, which now boasts over 3,000 companies in the province.

Alberta is seeing strong real estate market growth, especially in Calgary, where average home prices increased by 7.9% year-over-year. The sales-to-new-listings ratio in Calgary has also surged to 105%, indicating strong demand and limited supply. Meanwhile, Edmonton is following a similar trajectory with increasing prices and a growing tech presence.

Get First Access to Calgary Preconstruction Condo projects

  • Highgate Huxley by Truman: Starting from the mid-$300s, this development offers exceptional value and upside potential.
  • Lincoln Tower: A new 5% down incentive makes this project accessible and attractive for first-time investors and young professionals.

Costas emphasized that while Ontario offers long-term stability, Alberta’s lower entry costs and rising demand make it one of the top regions to watch for 2025.

Unlock Government-Backed Financing with CMHC MLI Select Program

Costas shared details about the CMHC MLI Select Program, a once-in-a-lifetime financing opportunity for multi-unit residential properties that focus on affordability, accessibility, and sustainability.

“It’s a game-changer and a powerful tool for investors focused on long-term, stable returns.”

This government-backed initiative offers reduced premiums and longer amortization periods, making it an invaluable tool for securing cash-flow-positive investments in the right properties.

Register for Preconstruction Condos & Get First Access

As the real estate market is shifting, register now to get first access to the newest preconstruction condos before they hit the mainstream market. Subscribe to our YouTube channel for more real estate market updates, expert insights, and investment strategies.

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